Cheap Identity Theft Providers
Protecting your identity is imperative in today’s digital landscape. If you’re looking for a cheap identity theft protection service, we’ll lay out some of the most affordable choices here. These companies are some of the cheapest identity theft protection companies around, but they still offer solid service and protection you can count on.
Identity Theft 101
According to a study by Javelin Strategy and Research, 14.4 million people fell victim to some sort of identity theft in 2018. But what is identity theft, exactly? To put it simply, identity theft happens when someone steals your personal information, such as credit card information, Social Security number or other personal data, and uses that information to commit fraud. Identity thieves can use your information to open new credit card accounts, apply for loans, or even steal your tax refund.
Every year, criminals find new ways to get their hands on your private information and use it to steal money. If you’re the victim of identity theft, it could cost you money and damage your credit rating and reputation.
Given today’s digital landscape, protecting yourself from identity theft is more important than ever. You can start by protecting your passwords, being cautious about where you shop and when you enter data online, and not sharing your data with anyone you don’t trust. However, taking these measures often isn’t enough to fully protect you from identity theft, so you should consider investing in an identity theft protection service.
These services can help you monitor the thousands of places your data may be, alert you to any problems and, in many cases, help you fix the problems caused by identity theft.
The Best Cheap Identity Theft Providers
- Identity Guard – Best Overall Coverage
- EverSafe – Best Monitoring for Seniors
- IdentityIQ – Best Credit Monitoring
- LifeLock – Best Money-Back Guarantee
- Identity Force – Best Overall Monitoring
Starting monthly fees
ID theft insurance
Bank account monitoring
Dark web monitoring
Credit score simulator
Social media monitoring
|30 days (annual subscription only)||30 days||7 days||60 days||Varies|
Cheap Identity Theft Protection – Conclusion
While you can certainly spend more for identity theft protection, many of the top identity theft protection companies are actually quite affordable. In other words, cheap identity theft protection is often still good identity theft protection. Which company you go with is up to you, but any of the providers we’ve listed here are a great place to start.
Identity Theft Protection FAQ
If you do a lot online — especially shopping — or you’re simply concerned about your financial health in a world with more and more digital threats, an identity theft protection plan is a worthy investment.
A credit monitoring service on its own simply informs you if there is new activity on your credit report, while an identity theft protection service can monitor other areas such as bank accounts, criminal databases and the dark web, and often help you fix potential problems.
Without some sort of ID theft protection, it can be hard to know if your identity gets stolen. Still, signs the FTC says to watch out for include mysterious transactions on your accounts, notices from debt collectors about unfamiliar debts, bills from people with whom you haven’t done business, and a data breach notification from a company where you have an account.