Finding the Right Place to Call Home in Retirement
One of the biggest concerns most people have about retirement is affordability — making sure they’re able to retire comfortably. Another concern older adults have is their safety. In our 2019 Home Security Report, we found that 61% of adults aged 55 and older said they purchased a home security system to “add security to [their homes].” While having a security system can help bolster retirees’ safety, it’s also good to make sure that where they live is safe.
We’ve pinpointed several safe cities across the U.S. with the help of data from the FBI’s 2018 Uniform Crime Report.
7 Safest Cities to Retire in the U.S.
1. Zionsville, Ind.
Located about 17 miles north of Indianapolis, Zionsville is one the U.S.’ safest communities to live in. The city was named one of the “Most Charming Small Towns in Every State” by Reader’s Digest and is bicycle friendly with a Bronze level award from the League of American Bicyclists.
According to NeighborhoodScout, Zionsville is safer than 95% of American cities. In 2018, the FBI reported nearly zero violent crimes and less than three property crimes per 1,000 people, which are exceptionally low rates.
The average income per capita is $56,105, which is about 88% higher than other cities in the U.S. (AreaVibes). The town has a village feel with numerous places to shop and eat that can be enjoyed. If you like warm summers and don’t mind cold winters, Zionsville may be a great place to consider.
2. Hutto, Texas
Located about 28 miles north of Austin, Hutto has a small-town feel and interesting history. A hippo purportedly escaped a train that had stopped in the town in 1915. Now, you can find several statues of hippos throughout the town. As a few fun things you can do, you can enjoy the downtown shops and restaurants.
The weather in Hutto during the summer is hot, and winters are mild. The average income per capita in Hutto is $24,236, which is about 19% lower than in other U.S. cities (AreaVibes). Retiring in Hutto is much more affordable compared to other cities on our list.
3. Milton, Ga.
Located about 33 miles outside of Atlanta, Milton sits closer to cities like Alpharetta and Roswell. It’s known more for its small-town feel compared to nearby cities. Incorporated in 2006, the city was named “Georgia’s Best City to Live In” in 2019 for its quality of living, affordability, and more.
Milton experiences hot and muggy summers with more mild winters. The average income per capita in Milton is $56,635, which is about 90% higher than in other cities (AreaVibes).
4. Bella Vista, Ark.
Bella Vista sits at the northwestern Missouri-Arkansas border and offers scenic and beautiful views. The city is known for the number of recreational activities it has to offer: biking, hiking, swimming, golfing, camping, and much more.
Ranked safer than 68% of U.S. cities, Bella Vista saw less than two violent crimes per 1,000 and less than seven property crimes per 1,000 in 2018 (FBI).
Bella Vista has hot summers and cold winters, seeing an average of 11 inches of snow each year, according to BestPlaces.net. The average income per capita for Bella Vista is $32,632, which is just 9% higher than most U.S. cities (AreaVibes).
5. Winter Springs, Fla.
Winter Springs is about 15 miles north of Orlando, offering a relatively short drive to enjoy the wonders of Disney World. There are lots of things retirees can do in Winter Springs, including visiting local parks and enjoying the surrounding views Lake Jesup has to offer.
When it comes to weather, the summers are hot and humid while the winters are mild. The income per capita for Winter Springs is $36,859 (NeighborhoodScout).
6. Blacksburg, Va.
One of Virginia’s mountain towns, Blacksburg is just between the Blue Ridge and Allegheny mountains. Blacksburg is also a college town, home to Virginia Tech. There are plenty of activities retirees can enjoy, including local stores, historic buildings, hiking, and more.
In terms of climate, Blacksburg has hot and humid summers with mild winters. The income per capita for Blacksburg, VA is $20,141, which is 32% lower than the national average (AreaVibes). Retiring in Blacksburg is much more affordable compared to other cities on our list.
7. Brentwood, Tenn.
Located just about 10 miles south of Nashville, Brentwood provides a range of things to do and enjoy. There are lots of different restaurants, outdoor scenery, and museums to explore.
NeighborhoodScout ranks Brentwood as safer than 59% of other cities. As with many of the cities on this list, Brentwood saw less than one violent crime per 1,000 people in 2018 (FBI). Less than 10 property crimes per 1,000 were reported as well.
When it comes to weather, summers are very hot in Brentwood and the winters are mild. The income per capita for Brentwood, TN is $64,607, which is more than 100% higher than the national average. Retiring in Brentwood will be more expensive compared to other cities on our list.