Protect MyID Identity Theft Protection

Learn about Protect MyID to see if it’s the right identity theft protection service for you.

About Protect MyID

About Protect MyID

Protect MyID is an identity theft protection service available for AAA members and is powered by Experian services. They offer a few popular ID theft protection services including Dark Web, SSN and credit monitoring for your personal data protection. You’ll also have up to $1 million in theft identity insurance. Protect MyID offers three plans and a number of features to easily monitor your personal data and alert you of suspicious activity 24/7.

Pros/Cons

Pros/Cons

Pros

  • Backed by Experian
  • Up to $1 million in identity theft insurance
  • Ready-to-help Fraud Resolution Agents

Cons

  • Family monitoring plans unavailable
  • Must upgrade to monitor all three credit bureaus
  • No trial period
3 Protect MyID Features

3 Protect MyID Features

  • AAA exclusive

     If you’re an AAA member, you’ll have access to Protect MyID as an exclusive identity theft protection service only for AAA members. If you sign up for the Deluxe or Platinum plan you’ll also get an AAA Premier membership discount.

  • Fraud resolution support

    Protect MyID fraud specialists are ready to assist anytime if you suspect your identity has been compromised or you’re a victim of fraud. You’ll also get $10,000 – $1 million in identity theft insurance for extra financial support during the recovery process.

  • Experian-powered service

    AAA partnered with Experian to offer identity theft protection services. They offer Experian’s VantageScore to determine your credit score across all three bureaus.

Protect MyID Plans and Pricing

Protect MyID Plans and Pricing

    Protect MyID Essential

    Our take

    Protect MyID’s Essential plan gives you the basic protection tools you need to protect your personal data. You’ll get credit monitoring and reporting with Experian. This plan also offers Lost Wallet protection to secure your personal information often found in wallet or purses. You’ll also get fraud recovery assistance and up to $10,000 in identity theft insurance for AAA Premier members.

    Package Features

    • Up to $10,000 in identity theft insurance (for Premier members)
    • Credit monitoring and reporting with Experian
    • Lost Wallet protection

    Protect MyID Deluxe

    Starting at $10.95/mo

    Our take

    With Protect MyID’s middle-tier plan you’ll get credit monitoring from all bureaus. You’ll also get an Experian credit report and Experian VantageScore for regular score monitoring. The Deluxe plan also includes a number of alerts to monitor real-time identity, change of address, SSN and Lost Wallet protection. You’ll also get fraud recovery assistance and $1 million in identity theft insurance. With this plan, child identity monitoring can be added for $3.95/mo. for up to 10 children. You’ll also get an AAA Premier discount.

    Package Features

    • Tri-bureau credit monitoring
    • Experian VantageScore
    • Child identity monitoring for $3.95/mo. for up to 10 children

    Protect MyID Platinum

    Starting at $15.95/mo

    Our take

    Protect MyID’s highest plan gives you many of the same services and benefits from the Deluxe plan. The Platinum plan comes with social media, payday loan and sex offender monitoring. Positive credit activity, credit limit and usage alerts are also included. You’ll also get child identity monitoring included.

    Package Features

    • Social media monitoring
    • Credit limit and usage alerts
    • Child identity monitoring included
Compare Protect MyID Plans

Compare Protect MyID Plans

Cost Free for AAA members $10.95/mo. $15.95/mo.
Bureau Monitoring Experian only Tri-bureau Tri-bureau
Lost Wallet Protection Yes Yes Yes
Experian VantageScore No Yes Yes
Dark Web Surveillance No Yes Yes
Instant Identity Alerts No Yes Yes
Change of Address Alerts No Yes Yes
SSN Alerts No Yes Yes
AAA Premier Discount No Yes Yes
Credit Limit and Usage Alerts No No No
Social Media Monitoring No No Yes
Child Identity Monitoring No $3.95/mo. for up to 10 children Included
Identity Theft Insurance $10,000 for AAA Premier members only Up to $1 million Up to $1 million
Why We Recommend the Platinum Plan

Why We Recommend the Platinum Plan

The Platinum plan gives you everything you need at an affordable monthly rate. Regardless of your identity protection needs, this plan includes the most common services for individuals including social media monitoring, instant identity and credit usage alerts. Child identity monitoring is also included at no additional cost. You’ll have the ultimate protection for only $5 more than the Deluxe plan.

Protect MyID Trial Period and Guarantees

Protect MyID Trial Period and Guarantees

Many identity theft protection services offer trial periods to try monitoring and alerts before committing to their month-to-month plans. At this time, Protect MyID doesn’t offer a trial period for you to try their service’s risk-free. However, a contract is not required for service and the Essentials plan is free.

Frequently Asked Questions about Protect MyID

Frequently Asked Questions about Protect MyID

How often does Protect MyID offer a credit report?

At this time, only one Experian credit report is offered annually.

Does Protect MyID offer 24/7 customer service?

Protect MyID currently does not offer 24/7 customer fraud resolution. 

Does Protect MyID protect against identity theft?

Protect MyID does not protect against identity theft, but it does offer a number of protection and recovery services to keep your information safe.

Does Protect MyID offer family plans?

Protect MyID does not offer family plans but does offer child identity monitoring starting at $3.95/mo. for up to 10 children with the Deluxe plan. There’s no additional charge for the Platinum plan.


dashia

Written by

Dashia Starr

Dashia researches and writes on all things home automation and security. She focuses on the latest news, products, and providers to share only the best with you.