Not very many ID theft providers have credit score trackers and simulators that allow you to keep close tabs on your score, but IdentityForce is one of those providers. With the tracker, you’ll be able to see how your credit score adjusts each month, and the simulator will let you see how your financial choices impact your credit score. IdentityGuard doesn’t provide access to a tracker or simulator with their services.

Identity Guard uses artificial intelligence (AI) through IBM Watson for monitoring your confidential information. This is unique to Identity Guard — IdentityForce doesn’t mention use of AI for monitoring. Watson constantly scans and scrubs information to detect potential risks. If a risk is detected, an alert will be sent through Identity Guard’s mobile app, and you’ll receive an email.

IdentityForce has a slight edge when it comes to pricing. Although their starting cost ($9.99/mo.) is a dollar higher than Identity Guard’s starting cost ($8.99/mo.), you’ll get more for less in their upper tier plan – UltraSecure + Credit. IdentityForce’s UltraSecure + Credit plan includes tri-bureau credit monitoring and reporting for just $19.99/mo. To get both of those features with Identity Guard, you’ll have to pay $29.99/mo.

IdentityForce and Identity Guard have great customer service ratings across review sites like TrustPilot and Consumer Affairs. Both brands have approximately 4.0 ratings on TrustPilot and Consumer Affairs. Customers comment on how they trust IdentityForce and how the company has responded to threats involving their information. Customers mention peace of mind and commend the customer service they’ve received with Identity Guard.

With IdentityForce and IdentityGuard, you’ll get up to $1 million in identity theft insurance for covering costs related to the identity restoration process, lost wages, and unauthorized electronic fund transfers (terms and conditions may apply). The starter plans for both companies provide this protection.

Lost wallet protection is also available with both brands’ services. IdentityForce promises to help you with canceling and replacing your credit and debit cards. Identity Guard promises to assist with cancelling your credit cards, checking your credit report, and providing up to $2,000 in emergency funds.