LifeLock employs their own specialized technology to monitor and report your sensitive information such as your SSN or credit. By doing so, they can immediately intervene in the event that someone may be maliciously using your information without your consent. If your identity is stolen, they provide options for recovery to help you avoid as much damage as possible to your life and credit as outlined in your membership plan.
What Sets LifeLock Apart?
Given that it’s not always immediately apparent when your identity is stolen, the service gives you a heads up when someone fraudulently uses your personal information. Using proprietary technology, LifeLock monitors thousands of websites, court and criminal records and change of address records for any signs that your personal and financial details are being misused.
With three tiers of protection monitoring a variety of accounts, you’ll have peace of mind knowing your personal and financial information is being monitored by someone on the lookout for any abnormal behaviors – ready to alert you as soon as possible. If you’re not satisfied, LifeLock offers a 60-day money back guarantee. You can also get a 20% discount if you pay for a year of monitoring, instead of paying month-to-month. LifeLock provides Norton Security Online for up to five devices – for an additional price.
What we like
- 401k and investing alerts
- Offers family plan
- Easy to navigate portal
What we don’t like
- Not all transactions are monitored
- No educational tools or support
- Top package is expensive
LifeLock Plans
Our take
LifeLock’s base package is a good value if you want to proactively keep your identity safe. In addition to dark web monitoring, you also get LifeLock Privacy Monitor™ that allows you to control how much of your personal information is available online.
Package Features
- 24/7 Live Member Support
- U.S. Based Restoration Specialist
- Lost Wallet Protection
Our take
LifeLock’s base package is a good value if you want to proactively keep your identity safe. In addition to dark web monitoring, you also get LifeLock Privacy Monitor™ that allows you to control how much of your personal information is available online.
Package Features
- Fictitious Identity Monitoring
- Annual credit report and VantageScore
- $100,000 personal expense compensation
Our take
Comprehensive monitoring of all accounts and the highest monetary coverage LifeLock offers. In addition, you get credit score tracking and bank account application alerts.
Package Features
- 401(k) & investment account activity
- Sex offender network searches
- File-sharing network searches
Compare LifeLock Plans
| Starting price | $9.99/mo. | $19.99/mo. | $29.99/mo. |
| Reimbursement limit | $25,000 | $100,000 | $1,000,000 |
| SSN & credit monitoring | Yes | Yes | Yes |
| Bank & card activity alerts | No | Yes | Yes |
| Annual credit reports | No | No | Yes |
| 401(k) & investment activity alerts | No | No | Yes |
Frequently Asked Questions About LifeLock
How does LifeLock work?
How does LifeLock compare to similar ID theft protection services?
LifeLock is on the costlier end of comparable identity theft protection services. However, they offer more personal help through restoration specialists and 24/7 live customer support as well as optional Norton Antivirus security for up to five devices.
Is it more cost-effective to buy the annual plan or the month-to-month subscription?
The more cost-effective option is definitely purchasing your desired membership plan at the annual cost. You’ll save about 20% off what you would by purchasing the month-to-month subscription. The advantage of initially enrolling in the month-to-month subscription is that you can test it out for a few months to decide if it’s right for you or if you’d like to upgrade.
