LifeLock offers three tiers of protection plans – each monitoring sensitive information to alert you of any hard inquiries on your credit report, inaccuracies and credit score changes. As a member, you can select what you’d like to be alerted about – so you’re in complete control.
LifeLock is perhaps one of the most prominent providers of identity safety. Given that it’s not always super apparent when someone has stolen your identity, it offers a sense of security knowing that someone is on the lookout for withdrawals or charges from your bank account that you didn’t make.
Depending on your LifeLock membership plan, they’ll alert you as soon as they get a whiff that something abnormal may be going on or to verify that you were the one who partook in certain actions regarding your private information. If you’ve ever gotten your identity stolen, then you know how damaging it can be for your credit, not to mention, the inconveniences it’ll place on your life dealing with the legal process. LifeLock aims to prevent that by protecting your identity from theft.
LifeLock offers different membership plans that will monitor all your sensitive data in order to protect you from identity theft.
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| Starting price | $9.99/mo. | $19.99/mo. | $29.99 |
| Reimbursement limit | $25,000 | $100,000 | $1,000,000 |
| SSN & credit monitoring | Yes | Yes | Yes |
| Bank & card activity alerts | No | Yes | Yes |
| Annual credit Reports | No | No | Yes |
| 401(k) & investment activity alerts | No | No | Yes |
How does LifeLock work?
LifeLock employs their own, specialized technology to monitor and report your sensitive information such as your SSN or credit. By doing so, they can immediately intervene in the event that someone may be maliciously using your information without your consent. If your identity is stolen, they provide options for recovery to help you avoid as much damage as possible to your life and credit as outlined in your membership plan.
What equipment is required?
No equipment is required. However, in order to access your LifeLock dashboard to see your monitoring in real-time, you will need a device with access to the Internet.
How does LifeLock compare in terms of cost to similar identity theft protection?
LifeLock is on the costlier end of comparable identity theft protection services. However, they offer more personal help through restoration specialists and 24/7 live customer support as well as optional Norton Antivirus security for up to five devices.
Is it more cost-effective to buy the annual plan or the month-to-month subscription?
The more cost-effective option is definitely purchasing your desired membership plan at the annual cost. You’ll save about 20% of what you would by purchasing the month-to-month subscription. The advantage of initially enrolling in the month-to-month subscription is that you can test it out for a few months to decide if it’s right for you or if you’d like to upgrade.
Will LifeLock also protect my devices?
You can, in fact, purchase a membership that offers Norton Security Online for an additional price. It will protect up to five devices and keep you safe while surfing the web as well as protect you from viruses or malware.
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