IDnotify by Experian

As an identity theft protection service from one of the major credit bureaus, IDnotify by Experian offers internet surveillance, credit monitoring, bank account monitoring, and much more. Learn about the plans that you can choose with this identity theft protection service.
Updated Mar 11, 2021

Part of Experian, one of the major credit bureaus in the U.S., IDnotify helps customers through monitoring their identity and credit information. IDnotify’s team is based in Austin, TX. You can choose from three monitoring plans the company offers: Essential ($9.99/mo.), Select ($17.99/mo.), and Premier $25.99/mo.). The provider also offers child identity monitoring for an additional $5.99/mo. Features you’ll find with IDnotify’s service include single-bureau and tri-bureau credit monitoring, bank account monitoring, dark web monitoring, lost wallet service, identity theft insurance, identity restoration and much more. Learn more about the monitoring services that IDnotify has to offer.

Pros

  • Single and tri-bureau credit monitoring options
  • Child identity monitoring
  • Lost wallet services

Cons

  • Tri-bureau monitoring only available in top plans
  • ID theft insurance only available in top plans
  • Family and child monitoring services cost extra

Top 3 IDnotify Features

  • Tri-Bureau Credit Monitoring

    Get daily monitoring for your credit report for up to three bureaus: Experian, Equifax, and TransUnion. You can also get annual credit reports based on the plan you choose.

  • Up to $1 Million in ID Theft Insurance

    If your identity has been stolen, IDnotify will cover your expenses up to $1 million associated with the credit recovery process based on the plan you choose. That includes legal fees, lost wages, and identity restoration.

  • Child Identity Monitoring

    IDnotify will monitor for any fraudulent use of your child’s personal information that you choose to monitor. IDnotify will trace records back 8 years and share that data with you.

IdentityIQ Plans

  • IDnotify Essential Plan

    Starting at
    $9.99/mo

    Our Take

    IDnotify’s Essential Plan provides you with Internet surveillance, which includes monitoring your data across websites, search engine queries, social media networks, hidden and anonymous web sites, and more. In the event you lose your wallet, IDnotify will help you with replacing its contents. You can purchase the Essential plan for $9.99/mo.

    Features include

    • Internet surveillance
    • Social network monitoring
    • Identity restoration
    • Identity theft insurance
    • Lost wallet services
    • Child monitoring (+$5.99/mo.)
  • IDnotify Select Plan

    Starting at
    $17.99/mo

    Our Take

    With the Select Plan, you’ll get all of the features in the Essentials Plan plus credit monitoring from Experian, your credit report and VantageScores, and up to $1 million in ID theft insurance. This plan is best for customers who want more thorough monitoring for any activity involving their credit score, address, and records.

    Features include

    • Everything in the Essentials Plan
    • Single-bureau credit monitoring
    • Single-bureau credit report and VantageScores
    • Change of address monitoring
    • Monitoring for court records and booking
    • Social security number monitoring
    • Up to $1 million in identity theft insurance
  • IDnotify Premier Plan

    Starting at
    $25.99/mo

    Our Take

    The Premier Plan offers access to credit monitoring and reporting from all three major credit bureaus. In addition to getting access to everything provided in the Essentials and Select Plans, the Premier Plan also provides monthly credit score updates, payday loan monitoring, sex offender monitoring, and financial account takeover. IDnotify will watch your bank accounts for any attempted changes as well as attempts to open new lines of credit. You’ll even get real-time alerts if anything should require your attention.

    Features include

    • Everything in the Select Plan
    • Tri-bureau credit monitoring
    • Tri-bureau credit report and VantageScores
    • Single-bureau monthly VantageScore updates
    • Non-credit loan (pay-day loan) monitoring
    • Sex offender monitoring
    • Financial account takeover (bank account monitoring)

Compare IdentityIQ Plans

IDnotify Essential Plan

Learn more

IDnotify Select Plan

Learn more
Recommended

IDnotify Premier Plan

Learn more
Starting price
$9.99/mo.$17.99/mo.$25.99/mo.
Internet/Dark web monitoring
YesYesYes
Lost wallet services
YesYesYes
Credit monitoring
Yes YesYes
SSN monitoring
NoYesYes
Tri-bureau credit monitoring
NoNoYes
Bank account monitoring
NoNoYes

Why We Recommend the Premier Plan

One of the major reasons we recommend the Premier Plan is because you’re able to get credit monitoring and reporting from all three major credit bureaus – this gives you a more comprehensive view of your score and history. Additionally, you’ll have access to monthly VantageScore updates and bank account monitoring to help alert you in the event a criminal tries to open new lines of credit or make informational changes to your bank account.

IDnotify Warranties and Guarantees

IDnotify does not offer customers any warranties or guarantees at this time. It is important to note that no service can guarantee that it can prevent your identity from being stolen or ensure that your identity will be recovered in full. These services are about helping to minimize the risk and reduce damage in case the worst happens.

How We Reviewed IDnotify

We reviewed IDnotify by carefully examining the offerings of each plan, meticulously combing over the fine print and ensuring that the service’s promises deliver what you need. We considered the importance of credit monitoring, including access to all three of the major reporting bureaus and how fraudulent charges can harm your identity and credit score. We also considered the growing risk of threats online, including stolen identities on social media that can lead to reputational ruin. Finally, we also considered how difficult it can be to recover your identity after having an account breached or your identity stolen. We took into account the time and effort that is required to recover these accounts and information and how much support the service offers to minimize the pain the experience will cause.

Frequently Asked Questions About IDnotify





Safety and Security Reporter

Jalesa Campbell

Jalesa is one of Safety.com's staff experts on home security, natural disasters, public safety, and family safety. She's been featured on Today.com and elsewhere.

Like what you've read?

Share it with your friends