IdentityIQ

Providing several plans to fit your personal security needs and budget, IdentityIQ offers credit bureau report monitoring, dark web monitoring, and insurance to help you safeguard your personal information.

IdentityIQ

What We Like

  • Tri-bureau credit monitoring
  • Cyber monitoring
  • Up to $1 million in coverage

What We Don’t Like

  • No family plans
  • Social media monitoring not available
  • No trial-period for online registration
IdentityIQ Plans

IdentityIQ Plans

Secure Plus

Starting at $9.99/mo

Our take

If you want annual tri-bureau credit monitoring in addition to the basics,, then we would recommend the Secure Plus Plan. You’ll still have all of the great benefits of social security number notifications, check account alerts, and more, but tri-bureau credit monitoring allows you to see your credit score reports from all three top bureaus so you can have a well-rounded view of your credit activity. The Secure Plus Plan costs $9.99/mo.

Package Features

  • Everything in the Secure Plan
  • Annual tri-bureau credit reports & scores

Secure Pro

Starting at $19.99/mo

Our take

The Secure Pro Plan includes all of the features found in the Secure Plus Plan but includes additional perks like bi-annual reporting from the top 3 credit bureaus, enhanced credit report monitoring (which essentially provides notifications whenever someone is added to any of your credit cards and more details), and credit score change alerts. With Secure Pro, IDIQ stays on top of all your credit activity so you don’t have to. The Secure Pro Plan costs $19.99/mo.

Package Features

  • Everything in the Secure Plus Plan
  • Bi-annual tri-bureau credit reports & scores
  • Enhanced credit report monitoring
  • Notifications for crime committed in your name
  • Credit score change alerts

Secure Max

Starting at $29.99/mo

Our take

As the premier plan, Secure Max allows you to get monthly reports from the top 3 credit bureaus, gives you the ability to monitor your credit score with a tracker, and child coverage with $25,000 in insurance. This plan is best if you have a child under 25 years of age that you want to protect. Synthetic ID theft often occurs with children, and this type of fraud involves combining factual and false information to create a new identity. We’d recommend this plan if you want to have more control and monitoring avenues with your credit and personal information.

Package Features

  • Everything in the Secure Pro Plan
  • Monthly tri-bureau credit reports & scores
  • Credit score tracker
  • Access to a credit score simulator
  • Protection for children (up to $25,000 in ID theft insurance)
  • Fraud recovery with a limited power of attorney
Compare IdentityIQ Plans

Compare IdentityIQ Plans

Starting price $9.99/mo. $19.99/mo. $29.99/mo.
Dark web monitoring Yes Yes Yes
SSN alerts Yes Yes Yes
Up to $1 million ID theft insurance Yes Yes Yes
Tri-bureau credit monitoring Yes Yes Yes
Credit score tracker No No Yes
Child protection No No Yes
Frequently Asked Questions About IdentityIQ

Frequently Asked Questions About IdentityIQ

How does IdentityIQ work?

For IdentityIQ’s services, you can easily sign up online for membership, and IdentityIQ will begin monitoring your personal information. If and in the event that any changes are made to your personal information, you will be notified. Identitity IQ experts will also step you through the recovery process. All you’ll be responsible for paying is your monthly monitoring fee.

How does IdentityIQ compare to similar ID theft protection services?

Compared to other ID theft protection services, IdentityIQ offers bureau credit reporting even in the lowest tier plan. You’ll also find insurance coverage up to $1 million in the lowest tier plan and identity recovery assistance. Some other ID theft protection services do not include these features in their basic plans. Conversely, IdentityIQ does not offer family protection plans, social media account monitoring, or a trial period if you sign up online. The only way you’d be able to access their $1 seven-day trial is through a third party link.

How do IdentityIQ’s prices compare to other ID theft protection services?

IdentityIQ’s prices are competitive and reasonable compared to other ID theft protection services. With its most basic plan, the Secure Plan ($6.99/mo.), it’s price is low compared to the starting price for monitoring with most ID theft protection services.


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Written by

Jalesa Campbell

Jalesa develops content in the home security space and contributes to Safety's social media efforts.