ID Watchdog

ID Watchdog is a comprehensive identity theft and credit monitoring service. It works to stop and resolve fraudulent actions to minimize long-term financial and reputational damage.

What Sets ID Watchdog Apart?

ID Watchdog was formed in 2005 by a group of credit professionals who saw the need for an ID Theft product to help protect consumers against the growing number of thieves seeking to commit fraud. In 2017, ID Watchdog was acquired by Equifax Inc. One of the features that sets ID Watchdog apart from other credit and identity theft monitoring services is the use of two-factor authentication (2FA). This security precaution adds a layer of protection on top of your master password to confirm that it’s in fact you attempting to login.

Critical information like Social Security numbers, criminal records and National Provider IDs are monitored 24/7 by Certified Identity Theft Risk Management Specialists (CITRMS) who are immediately available to help you restore your identity in the event of a breach. Offering $1 million in reimbursement for expenses, time and other losses related to identity theft, ID Watchdog guarantees payment in the case that theft occurred while using their services. Moreover, ID Watchdog offers support and identity recovery services for people not already enrolled in their Plus or Premium plan.

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What we like

  • Affordable plans
  • Offers family protection
  • All plans include credit monitoring

What we don’t like

  • Vague limit and benefit details
  • Website lacks family plan pricing
  • No credit reports or scores

ID Watchdog Plans

Plus

Starting at $14.95/mo

Our take

With their Social Network Alert feature, you’re alerted when questionable content is spotted – an essential feature considering social media users are 30 percent more likely to be victims of fraud compared to non-users, according to Javelin Strategy

Package Features

  • Basic identity monitoring
  • Customizable alerts
  • Dark web monitoring

Platinum

Starting at $19.95/mo

Our take

The main difference between the Plus and Platinum plans is the number of credit reports you get. With the platinum plan, you get reports and monitoring from all 3 credit bureaus – providing you with comprehensive coverage.

Package Features

  • Advanced identity monitoring
  • Credit score monitoring & reporting
  • Payday loan monitoring

Compare ID Watchdog Plans

Platinum

Learn more
Starting price $14.95 $19.95
Advanced identity monitoring Yes Yes
Dark web monitoring Yes Yes
Customizable alerts Yes Yes
Resolution insurance Up to $1 million Up to $1 million
Credit monitoring & reporting 1 credit bureau 3 credit bureau

Frequently Asked Questions About ID Watchdog

How does ID Watchdog work?

ID Watchdog provides two different packages for monitoring and reporting identity theft online. Their services are designed to scan for instances of financial identity theft, including credit, bank numbers and debit cards. They also scan for instances of fraud regarding personal information, which includes details like your SSN, passport and more. If fraud is detected, the customer is immediately alerted via their chosen form of communication.

What equipment is required?

No equipment is required to enroll in Watchdog monitoring services because they are all digital software products. However, it is necessary to have a mobile device for viewing online reports and receiving text messages, calls and other alerts in the instance of detected fraud.

How much does ID Watchdog cost compared to similar identity theft monitoring systems?

ID Watchdog plan pricing is comparable to other identity theft monitoring services, however, you don’t get financial statements, accounts/credit card monitoring and tax identity monitoring that other services include.


Safety Team

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Safety Team