What Sets Eversafe Apart?
EverSafe is a simple, easy solution for protecting your digital assets. The provider offers identity theft monitoring, dark web scanning, credit monitoring and a host of other services to help protect your information.
Their core model features 4 major functions:
- Analyze
- Identify
- Alert
- Resolve
Each of these key functions has its own unique body of measures EverSafe will take in order to keep your sensitive information safe. What’s unique about EverSafe is that their main focus is on the identities of the vulnerable population. The CEO recognized the need for identity protection for vulnerable seniors after his own mother was taken advantage of. Setting his sights on finding a solution for the millions of other vulnerable seniors at risk, he started EverSafe. Today, they still follow their mission of protecting those who are most at risk with the utmost care.
Pros
- 30-day free trial
- Spousal coverage
- Special protection for the elderly
Cons
- No ID theft monitoring in basic plan
- Limited industry knowledge
- Only top tier plans carry insurance
Eversafe Plans
- Financial caregiving support
- Elder Fraud detection
- Alerts family and trusted advocates
- Change of address monitoring
- Identity restoration
- $1 million service policy
- Erratic investment activity
- Investment pattern changes
- $1 million service policy
Our take
While the plan doesn’t provide credit monitoring, it does monitor bank and credit card accounts to detect erratic behaviors that can indicate possible fraudulent activity. It also scans the dark web for misuse of accounts like savings and credit cards.
Package Features
Our take
Get more protection with the Plus plan that includes credit monitoring, in addition to automatic bank balance notices and missing deposit notices. If any credit cards are opened, you’ll immediately be alerted.
Package Features
Our take
Comprehensive coverage that includes tri-bureau credit monitoring, quarterly credit scores and reports and unauthorized account detection. Going beyond your everyday finances, you’ll also get investment monitoring.
Package Features
Compare EverSafe Plans
| Starting price | $7.49 | $14.99 | $24.99 |
|---|---|---|---|
| Credit Monitoring | No | Yes | Yes |
| Bank account & credit card monitoring | Yes | Yes | Yes |
| Dark web scan | Yes | Yes | Yes |
| Triple credit bureau monitoring | No | No | Yes |
| Fraud remediation support | No | No | No |
| Investment monitoring | No | No | No |
Eversafe Mobile App
Anytime there’s any suspicious activity you’ll receive an instant alert via the Eversafe mobile app. You can also assign a trusted family member to get alerts and check on your accounts as well. And, all of your personal, credit and bank accounts will be consolidated into one dashboard to quickly glance at the status of accounts for all of your family members. With each account, you can see full details of the account and transaction history anytime on your smartphone.
Eversafe Discounts & Trial Period
Eversafe offers a 30-day free trial to see if their services are best for you. You won’t be charged for any service until the end of the trial period. If your family members join your service, they’ll get 30 percent off the retail price, and seniors ages 60 and over will receive a 10 percent discount for extra savings.
Eversafe Warranties
Eversafe products have a 2-year warranty period from the date of purchase to handle any repairs or replacements. You’ll need to provide proof of purchase from an authorized Eversafe dealer. The warranty doesn’t cover damages, improper use or everyday wear and tear.
Frequently Asked Questions About EverSafe
Is EverSafe for everyone?
While their services are geared towards the elderly, everyone is eligible for plan coverage. No one is immune to identity theft and if you want protection from fraud, scams or threats to your identity, EverSafe is certainly an option.
Can I sign up over the phone?
You can call the Eversafe team and set up your account over the phone. Once you’re set up, they’ll send you a link that you’ll need to click as part of their verification process.
Do I need online banking to use EverSafe?
You will need to have online access to any of the financial accounts you’d like monitored by EverSafe. If someone else manages your financial accounts for you, you’ll have to call the support team and they’ll walk you through how you can set up your bank accounts with EverSafe.
Can I add or remove bank or investment accounts?
Yes, you can make changes to your account information at any time either in your account or by calling. They’ll likely ask you to verify your identity before making any changes for you, but you have complete control over various settings.
Does Eversafe require a contract?
No, you can cancel your Eversafe anytime over the phone or via email.
Does Eversafe offer recovery insurance?
Yes, if your identity is compromised Eversafe will cover up to $1 million to help you recover your identity.
