While their services are geared towards the elderly, everyone is eligible for plan coverage. No one is immune to identity theft and if you want protection from fraud, scams or threats to your identity, EverSafe is certainly an option.
What Sets Eversafe Apart?
EverSafe is a simple, easy solution for protecting your digital assets. The provider offers identity theft monitoring, dark web scanning, credit monitoring and a host of other services to help protect your information.
Their core model features 4 major functions:
- Analyze
- Identify
- Alert
- Resolve
Each of these key functions has its own unique body of measures EverSafe will take in order to keep your sensitive information safe. What’s unique about EverSafe is that their main focus is on the identities of the vulnerable population. The CEO recognized the need for identity protection for vulnerable seniors after his own mother was taken advantage of. Setting his sights on finding a solution for the millions of other vulnerable seniors at risk, he started EverSafe. Today, they still follow their mission of protecting those who are most at risk with the utmost care.
What we like
- 30-day free trial
- Spousal coverage
- Special protection for the elderly
What we don’t like
- No ID theft monitoring in basic plan
- Limited industry knowledge
- Only top tier plans carry insurance
Eversafe Plans
Our take
While the plan doesn’t provide credit monitoring, it does monitor bank and credit card accounts to detect erratic behaviors that can indicate possible fraudulent activity. It also scans the dark web for misuse of accounts like savings and credit cards.
Package Features
- Financial caregiving support
- Elder Fraud detection
- Alerts family and trusted advocates
Our take
Get more protection with the Plus plan that includes credit monitoring, in addition to automatic bank balance notices and missing deposit notices. If any credit cards are opened, you’ll immediately be alerted.
Package Features
- Change of address monitoring
- Identity restoration
- $1 million service policy
Our take
Comprehensive coverage that includes tri-bureau credit monitoring, quarterly credit scores and reports and unauthorized account detection. Going beyond your everyday finances, you’ll also get investment monitoring.
Package Features
- Erratic investment activity
- Investment pattern changes
- $1 million service policy
Compare EverSafe Plans
| Starting price | $7.49 | $14.99 | $24.99 |
| Credit Monitoring | No | Yes | Yes |
| Bank account & credit card monitoring | Yes | Yes | Yes |
| Dark web scan | Yes | Yes | Yes |
| Triple credit bureau monitoring | No | No | Yes |
| Fraud remediation support | No | No | No |
| Investment monitoring | No | No | No |
Frequently Asked Questions About EverSafe
Is EverSafe for everyone?
Can I sign up over the phone?
You can call the Eversafe team and set up your account over the phone. Once you’re set up, they’ll send you a link that you’ll need to click as part of their verification process.
Do I need online banking to use EverSafe?
You will need to have online access to any of the financial accounts you’d like monitored by EverSafe. If someone else manages your financial accounts for you, you’ll have to call the support team and they’ll walk you through how you can set up your bank accounts with EverSafe.
Can I add or remove bank or investment accounts?
Yes, you can make changes to your account information at any time either in your account or by calling. They’ll likely ask you to verify your identity before making any changes for you, but you have complete control over various settings.
