What Sets Complete ID Apart?
Instead of providing only identity and credit monitoring service, Complete ID also gives you the help you need to take action against identity theft. It has “Identity Restoration Specialists” on staff to assist you with all of the reporting and other work associated with reversing fraudulent transactions and reporting identity theft. The support team is available 24 hours a day, seven days per week.
Because Complete ID is a brand by Costco, Costco members receive the best rates for the service. Non-members can still sign up for $19.99 per month.
What we like
- 24/7 restoration assistance
- $1 million coverage of restoration fees
- Mobile app available
What we don’t like
- Higher rates for non-Costco members
- Per child rates can add up for large families
- No additional benefits for Executive Costco members
Compare Complete ID Plans
Recommended | |||
|---|---|---|---|
Complete ID – Business and Gold Star Members PlanLearn more about Complete ID – Business and Gold Star Members Plan | |||
| Monitoring starts at | $8.99/mo. | $13.99/mo. | $19.99/mo. |
| Dark web monitoring | Yes | Yes | Yes |
| SSN monitoring | Yes | Yes | Yes |
| Bank account & credit card protection | Yes | Yes | Yes |
| Criminal record monitoring | Yes | Yes | Yes |
| Family monitoring option | Yes | Yes | Yes |
| Credit monitoring | Yes | Yes | Yes |
| Identity restoration | Yes | Yes | Yes |
| Payday loan monitoring | Yes | Yes | Yes |
| 24/7 support | Yes | Yes | Yes |
| Tri-Bureau credit monitoring | Yes | Yes | Yes |
Complete ID Plans
- Discount child additions
- Recovery assistance
- Lost wallet replacement support
- Tri-bureau credit monitoring
- Recovery assistance
- Lost wallet replacement support
- Dark web monitoring
- SSN monitoring
- Access to recovery assistance
Our take
Complete ID offers Coscto’s Executive members a highly competitive price of only $8.99 per person, per month for all of their protection and restoration services. Children can be added on to the plan for just $2.99 per child, per month. Other than the price points, the package doesn’t differ from the one offered to Business and Gold Star members.
Package Features
Our take
Complete ID has a standard protection package that covers everything from credit monitoring and bank account takeover services to dark web surveillance and Social Security number monitoring. Coscto’s Business and Gold Star members get access to this package for $13.99 per person, per month. Children can be added for $3.99 per child, per month. The same package is available for non-Costco members at $19.99 a month.
Package Features
Our take
Non-Costco members can get the same benefits as Business, Gold Star, and Executive members for $19.99/mo. This includes dark web monitoring, SSN monitoring, access to child identity monitoring, credit monitoring, restoration services, and more.
Package Features
Why We Recommend the Business & Gold Star Plan
We recommend the Business & Gold Star Plan because you’ll get access to all of Complete ID’s features like ID theft insurance, dark web monitoring, SSN monitoring, and more, but you won’t have to pay the Executive Costco price ($120/yr.). The Gold Star and Business memberships with Costco are $60/yr. – half the price of what you’ll pay for the Executive membership.
Complete ID Monitoring Monthly Costs
Complete ID offers one comprehensive service, just at different rates based on Costco membership tiers. Business and Gold Star members pay $13.99 per person, per month, and $3.99 per child, per month. Executive members pay $8.99 per person, per month, and $2.99 per child, per month. Non-members can pay $19.99 per month for the service.
Complete ID Credit Report Monitoring
Credit monitoring comes with a financial dashboard that provides a complete overview of your credit scores and activity. It covers all three credit bureaus and has VantageScore 3.0 updates and alerts for any new account openings or applications.
Complete ID Identity Theft Recovery
A subscription gets you a dedicated restoration specialist whom you can contact about any cases of identity theft. They will guide you through the remediation process and take action on your behalf to resolve issues. $1 million of insurance covers any costs associated with recovery.
Complete ID Family Monitoring
You can add up to five children to your plan for $2.99–$3.99 per child, per month (depending on Costco membership level). The website does not mention the price for non-members to add children. You will get alerts when their identity information is used or spread. Complete ID also provides neighborhood watch monitoring, which includes alerts for local sex offenders.
Complete ID Mobile App
Complete ID comes with a mobile app that gives you access to your alerts, credit reports and all other reports that are included with the service. Fingerprint login is enabled for compatible smartphones.
Complete ID Guarantee
Currently Complete ID does not provide any guarantees.
Complete ID Frequently Asked Questions
How does Complete ID work?
A monthly subscription gets you full identity and credit monitoring services, plus remediation support in cases of theft.
How much does Complete ID cost?
Costco Business and Gold Star members are charged $13.99 per person, per month, and $3.99 per child, per month. Executive members pay $8.99 per person, per month, and $2.99 per child, per month. Non-Costco members pay $19.99 per month.
How does Complete ID compare to other services?
Complete ID offers similar monitoring services when compared to other ID theft protection companies. Complete ID is also affordable and a good choice if you’re a Costco member.
