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Identity Defense Review

Safety Team
Updated Jan 28, 2021
5 min read
Learn more about how Identity Defense can monitor, protect and recover your personal data.

Identity Defense uses artificial intelligence developed by IBM to quickly, thoroughly and accurately monitor data on the internet in order to catch identity thieves. If this technology (known as Watson) discovers your personal data on sites devoted to buying and selling identities, Identity Defense receives an alert — and you will too! If you're interested in protecting your credit score, bank account, social media presence and more, Identity Defense can give you peace of mind in these areas. 

Plan Name
Individual Price
Family Price
AI-Powered Platform
Risk Management Reporting
Dark Web Monitoring
Monthly Credit Score
Address Monitoring
3-Bureau Credit Reporting
Social Insight Report
Bank Account Takeovers
Up to $1 Million Stolen Funds Reimbursement

About Identity Defense Packages

  • Essential

    Starting at

    Our Take

    Identity Defense’s Essential package provides minimum identity theft insurance. The Essential service monitors the dark web to find out if your identity is up for sale on the internet’s black market, which can help stop identity thieves in their tracks.

    Package Features

    • AI-Powered Platform
    • Risk Management Reporting
    • Dark Web Monitoring
  • Plus

    Starting at

    Our Take

    The Plus package combines dark web monitoring and other Essential features with three-bureau credit report monitoring. You’ll also receive a monthly credit report to help you notice and remedy any discrepancies. The Plus package also includes address monitoring to ensure no one is falsely using your home address on claims and documents.

    Package Features

    • Dark Web Monitoring
    • 3-Bureau Credit Monitoring
    • Monthly Credit Score
  • Complete

    Starting at

    Our Take

    The Complete package is Identity Defense’s most robust identity theft protection package. It combines all of the features of the Essential and Plus packages and adds social insight reporting to find and track fake social media accounts, as well as bank account tracking to ensure no one is siphoning money out of your bank account.

    Package Features

    • Dark Web Monitoring
    • Credit Score and Monitoring
    • Social Insight Report
    • Bank Account Takeovers

Identity Defense vs. Other Providers

Compared to other providers, Identity Defense has a smaller monitoring range but similar monthly prices and stolen funds reimbursement support. Discover how our Identity Defense review stacks up compared to three major identity theft protection competitors.

Identity Defense vs. IdentityIQ

Identity Defense and IdentityIQ offer similar monitoring services since both focus mainly on dark web monitoring, credit monitoring and credit score reporting. IdentityIQ offers three plans with identical pricing compared to Identity Defense, and an additional plan that costs $6.99 per month for dark web monitoring and one-bureau credit reporting. IdentityIQ also specifies that it offers lost wallet assistance and identity restoration, but only Identity Defense offers a social insight report. Both Identity Defense and IdentityIQ offer a maximum of $1 million in stolen funds reimbursement.

Identity Defense vs. LifeLock

LifeLock offers four packages ranging in price from $9.99 to $29.99 per month, making it a similar investment to Identity Defense. The only service LifeLock lacks that Identity Defense offers is the social insight report. LifeLock matches all of Identity Defense's other services (including bank account takeover alerts) but monitors even more data sources, including 401(k) accounts, home titles and sex offender registries. However, Identity Defense offers up to $1 million in stolen funds reimbursement across all of its packages, whereas LifeLock reimburses $25,000 to $1 million depending on your subscription.

Identity Defense vs. Identity Force

Identity Force offers the same services as Identity Defense, plus several additional monitoring avenues. Identity Force offers two plans: UltraSecure ($9.99/mo. for an individual or $24.90/mo. for a family) for identity theft monitoring and UltraSecure + Credit ($19.99/mo. for an individual or $35.90/mo. for a family) for identity theft monitoring and credit report monitoring. You can find the same credit reporting services with Identity Defense. However, Identity Force offers services such as payday loan monitoring, sex offender monitoring and medical ID fraud protection, which Identity Defense does not.

Identity Defense Review: Conclusion

Identity Defense provides basic identity theft protection services with some unique features such as the social insight report. You can also save money on each plan if you pre-pay for an entire year. All in all, it's worth comparing Identity Defense with other providers to find a plan that suits your expectations and budget.

Frequently Asked Questions About Identity Defense


Home Security Experts

Safety Team

The Safety Team is a group of experts that handle provider research, product reviews and recalls to make your home safety and security search as easy as 1-2-3.

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