Update contact information
Start with the basics. Updating your contact information on your important accounts is essential, but easy to forget. Typically, you won’t need to routinely update your contact information, but if you have had a major life change in the last year you may need to. Review your contact information to ensure that it’s up to date and you’re not missing key information. This is a simple way to start your digital spring cleaning.
- Have you moved lately?
- Changed your name?
- Switched to a new email address?
- Purchased a new domain name for a website?
Review your credit report
A good credit score is essential to buying a house, securing a steady job, lowering insurance premiums and getting approved to take out loans. You work hard to raise your credit score by paying your bills on time and staying on top of your loans, so why jeopardize that by neglecting to monitor your credit report?
It’s important to routinely check your credit report. You might not realize high credit card balances or past due accounts are affecting your score. Alternatively, there could be discrepancies or problems that are causing your credit score to drop. Arm yourself with the information you need to protect and raise your credit. Don’t let negligence be the reason you are not approved for your next car or house loan.