The Winner: IdentityIQ
Internet and dark web monitoring
Tri-bureau credit monitoring
|Yes||On highest plan only|
Bank account monitoring
ID theft insurance
Medical fraud monitoring
Social media monitoring
|Optional credit simulator||Optional 401(k) monitoring|
Frequently Asked Questions About LifeLock and IdentityIQ
Many consumers consider ID protection a necessary service given how much we now rely on digital transactions and data storage. Although you can self-monitor your own data, ID protection saves time and worry. In the event of a security breach, most ID protection companies provide insurance to protect you from losses that you otherwise could not recoup.
LifeLock offers three monthly plans. Each package offers progressively higher reimbursement on stolen funds ($25,000, $100,000 or $1 million, respectively) and personal expense compensation. The Standard package provides Social Security number and credit alerts, dark web monitoring, data breach alerts, and credit report monitoring with one bureau.
IdentityIQ customers can choose from four monthly plans. The Secure Plus plan provides dark web monitoring and credit monitoring through one credit report bureau. In order to receive up to $1 million in stolen funds reimbursement, you’ll need to sign up for at least the Secure Plus plan.
LifeLock’s services start at $9.99/mo. for the Standard package. Advantage and Ultimate Plus cost $19.99 and $29.99/mo. respectively. Their LifeLock Junior plan costs $5.99/mo. per child.
IdentityIQ’s Secure Plus package costs $8.99/mo., whereas Secure Pro costs $17.99/mo. and Secure Max costs $26.99/mo.. You can also get the bare-minimum Secure package for just $6.99/mo.