The 5 Best Home Security Systems with No Monthly Fees

Want to avoid paying a monthly fee for home security? We’ve got you covered. Check out these top 5 home security systems with no monthly feest to find one that suits your needs.
Updated May 4, 2021
Written By
Dashia Starr | Home Security Writer
Evaluated over 90 safety products to help you protect what matters most. Check our Methodology

Home security systems with no monthly fee can mean more savings and flexibility in the way you choose to protect your home. Nowadays, skipping the monthly fees and long-term contracts gives you more security options. There are a few pros and cons when considering home security systems with no monthly fee. You can pay for the services you need on a month-to-month basis and cancel anytime. But adding up multiple service costs can become expensive. Companies like SimpliSafe, Ring and Blue by ADT are a few of the top choices that offer top-notch service and equipment without hefty monthly home security fees.

What Are the Best Home Security Systems with No Monthly Fee?

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Home Security Services with No Monthly Fee

Monthly fees from long-term contract providers, like ADT and Vivint, often account for leasing equipment and monthly services. But if you choose a DIY security provider, you’ll be able to pay for the optional services you need month-to-month and cancel anytime. You can also choose to use your provider’s free services and avoid extra costs altogether.

The available services and plans will vary based on the provider. For example, SimpliSafe’s top-tier monthly plan includes professional monitoring, emergency response dispatch service, unlimited camera recording and more for $25 per month. But Cove has several benefits, including a Lifetime Equipment Warranty, voice assistant control and their TripleTouch™ Communications for $15 per month. Here are a few services to consider including in your plan.

Video recording and storage: This cost depends on a few factors, including the number of cameras and storage capabilities. It also depends on features such as mobile alerts and continuous video recording that may cost extra. You may choose to have a Ring camera but opt not to have the additional features and services to cut the monthly fee.

Mobile app access: Some providers include mobile app control for free. You’ll be able to get alerts, see live camera activity and control your security equipment from your smartphone. While some providers, like SimpliSafe, include this cost in their optional plan, you may choose to use their free features and have limited mobile control if you’d like.

Smart home control: If you don’t have smart home equipment, you can easily avoid upgraded plans that include smart home control. Home automation features such as voice control and scheduled routines often cost extra. It’s one way to cut costs, and you’ll usually have the option of adding or removing the feature if you’re interested in smart home security.


Best No Monthly Fee Home Security Systems

  • Best overall DIY security system

    SimpliSafe Home Security

    Our rating
    Starting at

    Our take on SimpliSafe Home Security:

    SimpliSafe Home Security is our top pick for inexpensive monitoring, durable equipment, and reliable services that simplify home security. You’ll have all the right devices and features to give you peace of mind — even when the unexpected happens.



    • Inexpensive professional monitoring
    • Wireless equipment
    • Cellular monitoring


    • Mobile alerts not available in the basic monitoring plan
    • No selection of smart home devices
    • Smart home capabilities not available in the basic monitoring plan

    Research SimpliSafe

  • Best for flexible monitoring

    Blue by ADT

    Our rating
    Starting at

    Our take on Blue by ADT:

    Get trusted professional monitoring and an easy-to-install security system with Blue by ADT. Even better, your first month of monitoring is free. As a Blue by ADT customer, you have the option to choose a no-contract plan. By doing this, you can purchase the equipment and skip the professional monitoring. You can always go back and add professional monitoring to your system if you decide you need it later down the line.





    • Standalone and whole-home security solutions
    • Optional professional monitoring by ADT’s award-winning specialists
    • Works with Google Assistant and Amazon Alexa


    • No professional installation option
    • No smart home equipment offered
    • Cloud storage costs extra

    Research Blue by ADT

  • Best for video doorbells

    Ring Home Security

    Our rating
    Starting at

    Our take on Ring Home Security:

    Ring is a popular DIY camera choice, especially for those that aren’t looking for whole-home security quite yet. Its security systems and cameras can give you affordable security, monitoring, and surveillance without a contract.


    • Standalone equipment and whole-home systems available
    • Professional and DIY installation and monitoring available
    • A wide range of comparatively cheap equipment


    • Paid Protect Plan required for video storage and smart features
    • Only works with Amazon Alexa
    • Cellular backup only available with a Ring Protect Plan

    Research Ring

  • Best for self-monitoring

    Abode Security

    Our rating
    Starting at

    Our take on Abode Home Security:

    Abode offers plenty of features in your security equipment. It offers DIY smart security that gives you more than expected. Abode’s Iota Security hub has a built-in siren, HD camera, two-way audio, and can connect up to 160 smart devices. You’ll have to set up the system yourself, and Abode requires service, but it’s worth every penny.


    Recommended package: The Iota All-in-One Security Kit Elite is our favorite pick. We love the built-in hub features. Plus, you’ll still get the security essentials for $292. If you’re looking for an option with more cameras, we recommend the Smart Security Kit Complete for a solution that has two Abode Cam 2 cameras. This provider also offers price match. If you already have a quote from a different provider, make sure to send it to them to see if there’s an opportunity to save extra money. 


    • Works with Google Assistant, Amazon Alexa, and Apple HomeKit
    • Smart hub with built-in security with smart home features
    • Camera that doubles as an indoor, outdoor, and doorbell camera


    • Warranty only lasts one year
    • Requires paid plan for service and most features

    Research Abode

  • Best for instant text alerts

    Cove Security

    Our rating
    Starting at

    Our take on Cove Security:

    Although Cove Security launched just a couple of years ago, it offers some unique perks, such as the ability to avoid a contract by paying for equipment upfront. Another major selling point is Cove’s ease of installation.


    • Affordable monitoring and equipment
    • Installation takes about half an hour
    • 60-day money-back guarantee


    • Limited equipment selection
    • Doesn't connect toZ-Wave equipment

    • Smartphone app only available with the most expensive monitoring package

    Research Cove Security

Compare No Monthly Fee Home Security Systems

SimpliSafe Security

Ring Home Security

Abode Security

Cove Security

Pro. monitoring starts at
$15/mo.$19.99/mo. (first month is free)$20/mo.$8.33/mo.$15/mo.
Installation type
DIY or ProfessionalDIY or ProfessionalDIY DIY DIY
No contract requiredNo contract requiredNo contract requiredNo contract requiredNo contract required
Trial period
60 days7 days30 days30 days60 days
Smart home features
Surveillance features

Self-Monitoring vs. Professional Monitoring

One of the most common services for home security systems without a monthly fee is monitoring. Some prefer to self-monitor their home, while others prefer to leave it to the pros. Each option comes with different advantages. 



  • No monthly fee
  • No contract required
  • No false alarm penalties


  • Could miss emergency alerts
  • 24/7 emergency dispatch unavailable
  • Limited connection and cellular backup

Professional Monitoring


  • 24/7 monitoring and dispatch services
  • Fast response times
  • Possible home insurance discounts


  • Monthly fee required
  • May require contract
  • Possible false alarm penalties

Factors to Consider Before Buying a Self-Monitored Security System

There are a few factors worth considering to weigh your options and concerns
  • Upfront Cost

    One of the first things you’ll need to consider is the upfront cost. However, some DIY security systems offer financing options to pay in installments. You can expect to pay anywhere from around $100 to upwards of $600 for a DIY security system in terms of price. Remember to look for a system that easily adds equipment and services to help lower costs and avoid extra fees.

  • Notifications

    Make sure that the provider you choose doesn’t charge hefty fees for mobile alerts. Since you’ll be self-monitoring your security system, make sure you can get motion-triggered notifications whenever activity is detected to stay alert. Some providers, like Ring and Blue by ADT, include mobile alerts for free.

  • Monitoring

    Looking to save money? Skip the monthly fees by monitoring your home security system on your own via an app on your smartphone. By going this route, you can get around paying for expensive professional monitoring fees — plus you’ll have more control over your system’s setup, alerts and features.

Bottom Line

Now that you’re familiar with some of the top DIY home security systems with no monthly fee for self-monitoring, you can find the system that’s best for your home. Whichever you choose, all of these providers are great choices to avoid hefty fees and long-term contracts. 

Our Methodology

We use our Safety Score methodology to rate providers and products fairly. Our team looks at buying factors, customer reviews and over 100 features to average this information into a single number, better known as the Safety Score. We look closely at four categories — response, reliability, control, and prevention. These four categories focus on keeping you safe and giving you the peace of mind you need to feel safe. 



Frequently Asked Questions About Home Security Systems with No Monthly Fee

Home Security Writer

Dashia Starr

Dashia researches and writes on all things home automation and security. She focuses on the latest news, products, and providers to share only the best with you.

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