What is roadside assistance?
Emergency roadside help is an add-on coverage that comes to the rescue if your vehicle breaks down and you’re stranded. It comes in handy when you have a flat tire, your car’s battery needs a jump or you run out of gas.
Most companies have phone operators on standby 24/7. A phone call can get help sent quickly, regardless of when or where you’re stuck.
According to Marissa Mounds, Senior Managing Director of National Auto Strategy for Travelers, “Having roadside assistance as an add-on to your auto insurance policy is a great way to help ensure that in the event of an emergency, you can get the assistance needed to get back on the road safely.”
What are the benefits of roadside assistance?
The coverage is fairly inexpensive, especially when compared to the cost of towing to a mechanic. The average emergency roadside coverage policy costs between $50 – $100 per year, while a single five-mile tow can cost up to $125.
John Nielsen, managing director of Automotive Engineering for AAA explains, “All vehicles – even the newest ones – are prone to typical roadside headaches like dead batteries, flat tires and misplaced keys, but vehicles 10 years and older are four times more likely to encounter a problem serious enough to require a tow to a repair facility.”
According to a recent report from the AAA, the most common types of serious breakdowns that require towing include:
- Battery and electrical problems
- Overheated engine or cooling system failures
- Tire damage that can’t be fixed roadside
Safety benefits of roadside assistance plans
Breaking down on a busy highway or street can be dangerous. Having roadside assistance come to the rescue quickly can get you out of a bad situation fast.
Ross Martin, a licensed insurance agent and consumer expert with The Zebra says, “Roadside assistance usually only costs a few dollars a month on average, but can really help you out of some sticky situations.” Don’t skimp when it comes to your safety – and that of your vehicle’s passengers.
What are the best roadside assistance companies?
You have many options to choose from when you’re shopping for coverage. Here are four main categories: